Bylukz Corporation Private Limited (“Bylukz”, “We”, “Us”) is committed to providing a safe, trustworthy, and secure shopping experience for all Users on the Bylukz Platform. Your financial information, personal data, and transaction details are protected with industry-standard security practices. By accessing or using Bylukz, you acknowledge and agree to this Security Policy.

Secure Payment Processing

Bylukz ensures that all online payments made on the Platform are processed through secure, encrypted, and verified payment channels. Advanced encryption technology and secure socket layer (SSL) protocols are used to protect sensitive information during transmission between the User, Bylukz, and the payment gateway partners. This safeguards your transactions from unauthorized access or misuse.

Card Information Protection

Bylukz does not store complete credit or debit card details on its servers. Only the last few digits of the card number may be stored for identification and verification purposes, in a secure and masked format. Full card information is processed exclusively by certified third-party payment gateways compliant with PCI-DSS (Payment Card Industry Data Security Standards).

Payment Methods

Bylukz accepts payments made using a wide range of payment methods including Visa, MasterCard, Maestro, Rupay, American Express, UPI, net banking, mobile wallets, and Cash on Delivery for eligible orders. International cards may be supported depending on product category, seller policies, and gateway compatibility. Restrictions may apply to certain payment modes based on location, risk assessment, or operational guidelines.

Multi-Factor Authentication

Bylukz’s payment partners and banks utilize multi-factor authentication, including OTP-based verification and 3D Secure protocols, to ensure that the rightful cardholder authorizes each transaction. These security measures significantly reduce the risk of fraud, unauthorized card use, and identity theft.

Fraud Detection and Verification

To prevent fraudulent activities, Bylukz and its payment partners continuously monitor transactions for unusual behavior or suspicious patterns. In rare cases where a transaction appears high-risk or uncertain, Bylukz may temporarily place the payment on hold and request additional identity verification from the User. This verification helps ensure that transactions are legitimate and protects the User’s financial safety. If verification is not completed or discrepancies arise, Bylukz reserves the right to cancel the order.

User Responsibilities

Users should ensure that they access the Bylukz Platform only through official channels, keep their account passwords confidential, avoid sharing OTPs, and use secure Internet connections when making payments. Bylukz cannot take responsibility for issues arising from User negligence, compromised devices, or unsafe browsing networks.

Data Privacy and Confidentiality

Bylukz respects User privacy and protects personal data in accordance with its Privacy Policy. All personal, transactional, and financial information shared on the Platform is treated with strict confidentiality and is used only as permitted under applicable laws and platform policies. Bylukz does not sell, rent, or trade User information.

Support and Assistance

If Users need assistance, answers, or support related to payment security, transaction safety, or account protection, they may reach out through the Help & Support section or contact Bylukz customer care for further guidance.

By ensuring strong security measures, trusted payment partners, and continuous monitoring, Bylukz provides a safe, dependable, and secure environment for all online purchases.